Tuesday, May 6, 2008

SMS Billing for Website Access, Content or Services

mENABLE is an online payment solution that allows you to purchase online using nothing more than your mobile phone, with SMS Billing.

Secure payment. No sign up required... No bank account or credit card needed... No financial details or personal information required.

Quick and easy to use. Choose to pay using Pay by SMS from the mENABLE navigation and follow the instructions. Text / SMS in to the ShortCode number on the payment window, receive a text message with the PIN (or HTTP POST), you then will be billed by your mobile phone carrier via a Premium SMS text message and enter it back in online to redeem the service.

mENABLE is often used by websites that offer premium content or services that includes access, memberships, online merchants, and in many services such as online games and mp3 download sites.

Combining both m-commerce and e-commerce into a single payment platform

mENABLE combines both an m-commerce and e-commerce billing platform. The m-commerce componetn integrates with network operators around the world, making it possible for consumers to pay for online services and products with their mobile phone.

In much the same way that our e-commerce billing platform takes payment from a credit or debit card, mENABLE m-commerce billing platform takes payment from a mobile phone.

This unique billing system gives online merchants the ability to take payments from a previously unattainable customer base, those who have no debit or credit cards or no bank account.

The mENABLE portion, Pay by Mobile / SMS - mobile billing platform gives consumers the ability to pay online using nothing more than their mobile phone.

Make your life stress free of risk with better online billing

Ways in which the mENABLE billing platform for alternative billing work's to make your life free of risk:
  • Our integration is straightforward. That keeps initial costs down.
  • You don't pay chargeback, bad check or reversal fees.
  • Many of our payment options are cash-equivalent—that means no chargebacks, no reversals.
  • You have control over what and how payment options are offered to your customers and we can support your refund policy.
  • You automatically gain the advantage of new micro-payment (micro-billing) options and markets as we integrate new systems.
  • We're established, growing, and we're not going to disappear!

Getting you integrated to start accepting payments!

The mENABLE integration team will work closely with you throughout your micro-billing or alternative billing integration and testing, and answer any implementation questions you have promptly.

Our straightforward integration can even be accomplished by merchants who are using a 3rd party credit card billing processors to handle their credit card payments or subscriptions.

Monday, May 5, 2008

Capture more users!

mENABLE Integration Brings Big Rewards

Historically, our merchant clients have realized the following gains from partnering with mENABLE depending on their target demographic:

North American Consumers
Young Adult / College Students 6-10% Increase
Adults 3-7% Increase

International Consumers
Young Adult / College Students 15-20% Increase
Adults 10-15% Increase

Lacking payment options restricts your site's growth.
Naturally, the benefit any given merchant will see is dependent on their target demographic, the nature of the services or goods they offer, the payment options they are already accepting, and a number of other factors. But, with the opportunity to increase to your sales and your bottom line, with no downside, why leave this money on the table?

See: www.m-enable.com

Why Alternative Billing?, Why Micro-Billing?

Don't exclude customers!
mENABLE connects merchants who want to reach a global consumer with customers who want or need the ability to pay for goods or services without a credit card.

It's not just cash. We offer payment options.

Through mENABLE merchants gain the ability to easily accept an unprecedented breadth of payment types. Customers can use more than fifty-five comfortable and convenient, online and offline payment options.

Simple to use and easy to integrate.

Simple instructions and responsive customer care ensure customers have no problem remitting their payments.


Why Do Websites Use mENABLE?
They can't afford to overlook non-credit card customers.

Outside of North America, the percentage of eCommerce transactions completed without credit cards ranges from 25% to over 50% in many countries. Within North America, direct debit and checks by mail are preferred by customers averse to making online payments with credit cards. Without non-credit card payment options, these customers walk away from your site—even though they were willing to pay for your goods or services.

Stronger revenues at better margins.
Your North American consumers can pay you the way they want to pay. Your European and Asian customers can pay you the way they need to pay. mENABLE handles your non-credit card billing support and, best of all, doesn't require most merchants to pay transaction or monthly fees!

Hassle free alternate payment options.
With a single integration, we enable national, regional, and worldwide payment options to make your business accessible to customers everywhere.

Leave No Customer Behind!

See: www.m-enable.com

Premium SMS built into mENABLE

When in comes to online billing and wanting to accept Premium SMS Payments on your website, take a closer look at mENABLE, the leading SMS Billing solution for Online Websites.

Premium SMS has become the accepted micro-billing solution on the European market and is now available all over the world.

mENABLE’s SMS option can be used by webmasters offering premium content or for services including access and memberships, by online merchants and for content such as online games and MP3 downloads.

SMS Billing is the fastest growing way to pay. The SMS payment service allows you to charge your customers via their mobile phone in more then 30 countries! Your visitors simply send an SMS to a local short code number and are charged via premium rate SMS by their mobile network operator.” Michael Whelan, Director.

The fact that SMS (Short Message Service) was almost added as an afterthought when the GSM cell phone standard was first conceived, makes the phenomenal popularity it enjoys all the more remarkable, with more than a staggering 20 billion SMS being sent each month – and it's still growing...

“[We offer] a more discreet and anonymous payment method than debit or credit cards. With the MPA3’s s geo IP tracking the program owners can set it so that only the surfers coming from Europe or what ever country they wish for will get to pay with the SMS option.”

The good news is, you can now capitalize on SMS' popularity by using it as a billing mechanism for surfers to gain access to your website(s). This way, the cheap tour takers who never converted before will actually become paying customers, and they will love you for it – no more messy credit card details (if they have one) – and, above all, their anonymity is maintained.

' SMS popularity can be attributed to the fact that it's direct and immediate. '
Marc Jarrett, Sales Director

This way you could offer, for example, 24 hours of access to your member's area for €4 – a good solid currency nowadays! If they like what they see, they can sign up with your current credit card processors in the normal way.

This is achieved via the Premium SMS (PSMS) billing mechanism. This can be compared to a 1-900 number.

To use PSMS, the end-user 'texts' his or her order reference number to a five digit short code, which is charged at a premium. They immediately receive an SMS back containing the new reference number needed to 'unlock' your members area. You remain in full control, and dictate both the price points and the length of access that the customer will receive.

See: www.m-enable.com.

Wide Range of Alternative Billing Options

Today there are range of powerful alternative billing solutions giving websites the possibility to charge for online access, products or services. Your customers can be charged via:

Digital Wallet

Take a closer look at the leading Alternative (with Micro-Billing) on the Web, mENABLE - www.m-enable.com.

Paypal Alternative, Try mENABLE!

If your company needs to offer an online payment option which supports worldwide customers, one which is secure, hassle-free and simple to use, then billing via phone or Premium SMS presents a fantastic PayPal alternative. With credit fraud an ever-present phenomenon, it makes sense to make use of a service which is foolproof and it unlikely to result in disappointment for the customer. With payment via both voice call and SMS possible, your customers may use cell phones to place their orders, but may also use land lines, and thus your product can reach a broader audience.

With a PayPal alternative for online payment which is considerably attractive to potential customers, you can directly influence the number of sales made by your company, and increase your profits. The ingenious method of billing orders to the customer’s mobile or landline account means that the ordering process can be incredibly simple and does not require access to credit, which is often an issue as many people choose to not keep credit cards. Any website may make use of this great PayPal alternative, so long as the company is not involved in any illegal activities, such as the distribution of child pornography.

The PayPal alternative of billing via phone is anonymous – the only information which is provided to the company regarding the customer is whether she or he has paid the requisite amount for the transaction to be completed. This is great news for companies which provide items of a personal and delicate nature, since customers will be more comfortable in purchasing products knowing that their identity is safe. This method is also fantastic for global trade, as payments can be made from any country in the world, as long as the customer has access to a phone.

The telephonic online payment method which is provided by this fantastic PayPal alternative is simple to use and understand. The customer who is paying for services or products simply places a call of a specific duration, which is charged at premium rates, in order to pay for services rendered. For example, should a customer order an item which costs twenty dollars, an eight minute call which is charged to the customer’s phone account at two dollars and fifty cents per minute is made for eight minutes. This will bring the total to twenty dollars, upon which the call will be ended.

Because different companies have different laws and regulations relating to telecommunications and tax, your PayPal alternative might seem confusing with regard to all the different tariffs which are charged. This should not, however, be a concern. The different fees charged by different countries in order to connect the call are included in the commission which is charged.

If you require any particular information regarding telephonic billing methods, the PayPal alternative is explained in the manual and on the website of your service provider. With a secure and easy to use payment method available to your potential customers, you can be sure that they will be more inclined to opt for your product or service.

See: www.m-enable.com

Alternative Billing - What is it!?

Millions of customers worldwide are finding it more convenient to purchase goods online in the comfort of their own homes and this is increasing on a daily basis. As more and more consumers join this phenomenon, it is necessary to have every form of payment system possible in order not to lose the customer. If you are looking for one of the latest, state-of-the-art alternative billing methods then we can assure you that mENABLE is the solution. Many consumers do not have credit cards which is currently the most common form of online payment.

mENABLE's alternative billing method is the answer because it uses the system where the customer is billed on their mobile or telephone account (to name only a couple of ways) for purchases made online. This alternative billing method is an easy to implement system that you can add to any current system you are using easily without needing heavy programming skills. Having an alternative billing method like this now allows you to tap into a wider market, and you will likely see your sales turnover increase significantly. Many customers without credit cards will seek out businesses that offer flexible payment options, where they can find the products with an alternative billing method. Customers already using this have sent us glowing testimonials of how they have enjoyed increased sales and turnover beyond their wildest dreams.

Why not see how easy our alternative billing method is to implement and use by trying out our demo. Also read our frequently asked questions that will give you more in depth knowledge about how this alternative billing method works.

mENABLE knows that this alternative billing method will soon be commonly used worldwide online for any type of purchase but getting the head start now by installing this on your online retail store will give you the competitive edge over other vendors.

Why not look at some current customers that are using this alternative billing method on their website already and you will see how easy and neat it is. If you have an online store, customers can pay anonymously and rapidly, so they will be delighted at having this superb alternative payment method. As we all know, happy customers are often repeat customers.

Test drive our alternative billing method and you will be amazed at how easy it is. Rates are very competitive with credit card online payments so you do not need worry about it cutting into your hard earned profits. For customers that are new to this alternative billing method, there is a versatile help feature that is easy to follow if you have any questions.

Why not read up all the details on our website about this sensational feature that you can add as an alternative billing method to your website. We know you are going to be delighted at how it will make a huge difference to your business. Show your users the lead now and enjoy increased sales with the most user friendly alternative billing method that is already taking the internet by storm.

You decide the amount to be billed! One simple Call or one SMS might be enough. Your product is paid! Worldwide! No fixed costs!

See: www.m-enable.com.

Aka: Alternative Payment Processing.

MicroBilling (aka: Micro-Billing) for Dummies

What is Micro-Billing?
Micro-Billing services allow consumers to charge small amounts (typically less than $5) to purchase goods and services. This can include movie tickets or content downloaded from a Web portal a PC.

Micro-Billing services have immense potential to tap consumer markets such as young people and subscribers who don’t have a banking account (a market estimated at $10 million to $20 million in the United States alone). Micro-billing offers these groups a convenient, secure payment alternative. Recently, the Financial Services Authority (FSA), responsible for implementing the European Union’s Electronic Money directive in the United Kingdom, relaxed the guidelines that determine what can be purchased via a mobile device. As a result, micro-payments are expected to steadily grow in popularity in major markets over the coming years.

At txtNation, we work closely with many of the world’s most powerful consumer brands to build and develop micro-billing solutions that enable consumers to pay for non-mobile products via their mobile phone. With this in mind, please see our mENABLE, our leading Micro-Billing Solution.

See: www.m-enable.com

Aka: Micro-Billing, MicroPayments, Micro-Payments.