Tuesday, May 6, 2008
SMS Billing for Website Access, Content or Services
Secure payment. No sign up required... No bank account or credit card needed... No financial details or personal information required.
Quick and easy to use. Choose to pay using Pay by SMS from the mENABLE navigation and follow the instructions. Text / SMS in to the ShortCode number on the payment window, receive a text message with the PIN (or HTTP POST), you then will be billed by your mobile phone carrier via a Premium SMS text message and enter it back in online to redeem the service.
mENABLE is often used by websites that offer premium content or services that includes access, memberships, online merchants, and in many services such as online games and mp3 download sites.
Combining both m-commerce and e-commerce into a single payment platform
In much the same way that our e-commerce billing platform takes payment from a credit or debit card, mENABLE m-commerce billing platform takes payment from a mobile phone.
This unique billing system gives online merchants the ability to take payments from a previously unattainable customer base, those who have no debit or credit cards or no bank account.
The mENABLE portion, Pay by Mobile / SMS - mobile billing platform gives consumers the ability to pay online using nothing more than their mobile phone.
Make your life stress free of risk with better online billing
- Our integration is straightforward. That keeps initial costs down.
- You don't pay chargeback, bad check or reversal fees.
- Many of our payment options are cash-equivalent—that means no chargebacks, no reversals.
- You have control over what and how payment options are offered to your customers and we can support your refund policy.
- You automatically gain the advantage of new micro-payment (micro-billing) options and markets as we integrate new systems.
- We're established, growing, and we're not going to disappear!
Getting you integrated to start accepting payments!
The mENABLE integration team will work closely with you throughout your micro-billing or alternative billing integration and testing, and answer any implementation questions you have promptly.
Our straightforward integration can even be accomplished by merchants who are using a 3rd party credit card billing processors to handle their credit card payments or subscriptions.
Monday, May 5, 2008
Capture more users!
Historically, our merchant clients have realized the following gains from partnering with mENABLE depending on their target demographic:
| North American Consumers |
| Young Adult / College Students | 6-10% Increase |
| Adults | 3-7% Increase |
| International Consumers |
| Young Adult / College Students | 15-20% Increase |
| Adults | 10-15% Increase |
Lacking payment options restricts your site's growth.
Naturally, the benefit any given merchant will see is dependent on their target demographic, the nature of the services or goods they offer, the payment options they are already accepting, and a number of other factors. But, with the opportunity to increase to your sales and your bottom line, with no downside, why leave this money on the table?
See: www.m-enable.com
Why Alternative Billing?, Why Micro-Billing?
mENABLE connects merchants who want to reach a global consumer with customers who want or need the ability to pay for goods or services without a credit card.
It's not just cash. We offer payment options.
Through mENABLE merchants gain the ability to easily accept an unprecedented breadth of payment types. Customers can use more than fifty-five comfortable and convenient, online and offline payment options.
Simple to use and easy to integrate.
Simple instructions and responsive customer care ensure customers have no problem remitting their payments.
Why Do Websites Use mENABLE?
They can't afford to overlook non-credit card customers.
Outside of North America, the percentage of eCommerce transactions completed without credit cards ranges from 25% to over 50% in many countries. Within North America, direct debit and checks by mail are preferred by customers averse to making online payments with credit cards. Without non-credit card payment options, these customers walk away from your site—even though they were willing to pay for your goods or services.
Stronger revenues at better margins.
Your North American consumers can pay you the way they want to pay. Your European and Asian customers can pay you the way they need to pay. mENABLE handles your non-credit card billing support and, best of all, doesn't require most merchants to pay transaction or monthly fees!
Hassle free alternate payment options.
With a single integration, we enable national, regional, and worldwide payment options to make your business accessible to customers everywhere.
Leave No Customer Behind!
See: www.m-enable.com
Premium SMS built into mENABLE
Premium SMS has become the accepted micro-billing solution on the European market and is now available all over the world.
mENABLE’s SMS option can be used by webmasters offering premium content or for services including access and memberships, by online merchants and for content such as online games and MP3 downloads.
“SMS Billing is the fastest growing way to pay. The SMS payment service allows you to charge your customers via their mobile phone in more then 30 countries! Your visitors simply send an SMS to a local short code number and are charged via premium rate SMS by their mobile network operator.” Michael Whelan, Director.
The fact that SMS (Short Message Service) was almost added as an afterthought when the GSM cell phone standard was first conceived, makes the phenomenal popularity it enjoys all the more remarkable, with more than a staggering 20 billion SMS being sent each month – and it's still growing...
“[We offer] a more discreet and anonymous payment method than debit or credit cards. With the MPA3’s s geo IP tracking the program owners can set it so that only the surfers coming from Europe or what ever country they wish for will get to pay with the SMS option.”
The good news is, you can now capitalize on SMS' popularity by using it as a billing mechanism for surfers to gain access to your website(s). This way, the cheap tour takers who never converted before will actually become paying customers, and they will love you for it – no more messy credit card details (if they have one) – and, above all, their anonymity is maintained.
' SMS popularity can be attributed to the fact that it's direct and immediate. '
Marc Jarrett, Sales Director
This way you could offer, for example, 24 hours of access to your member's area for €4 – a good solid currency nowadays! If they like what they see, they can sign up with your current credit card processors in the normal way.
This is achieved via the Premium SMS (PSMS) billing mechanism. This can be compared to a 1-900 number.
To use PSMS, the end-user 'texts' his or her order reference number to a five digit short code, which is charged at a premium. They immediately receive an SMS back containing the new reference number needed to 'unlock' your members area. You remain in full control, and dictate both the price points and the length of access that the customer will receive.
See: www.m-enable.com.Wide Range of Alternative Billing Options
Take a closer look at the leading Alternative (with Micro-Billing) on the Web, mENABLE - www.m-enable.com.